When applying for a loan, we require the following information from you to submit your loan to the lender.
* Driver’s license
* Medicare if applicable
* Bank statements for the last six months on all accounts
* Your most recent credit card statement
Proof of income
* Latest 2 payslips showing your YTD earnings
* Latest Group Certificate and Tax Assessment Notice
* Letter from your employer confirming your employment status, income and how long you have been with them
* Proof of any other income you receive i.e.: Centrelink statement for family payments , rental statements, lease agreements, etc.
* 2 years full tax return on all business entities that are applicable – Personal, Partnership’s Company or Trust etc.
* Latest Tax Assessment Notice
If you’re purchasing;
* 6 months’ bank statements for all savings account showing savings
* Latest 6 months credit card statement and personal loan statement
* Contract of Sale or if building Fixed Price Building Contract, Plans and Specifications.
If you’re refinancing;
* Latest 6 months home loan statements
* Latest 6 months statements on any other debts you are refinancing
* Proof of Ownership – Land rates, water rates