Car Loan

05 Apr How does the cash rate affect your home loan?

The home loan rate you get is influenced by the Reserve Bank of Australia (RBA). [caption id="attachment_2282" align="aligncenter" width="300"] How does the cash rate affect your home loan?[/caption] RBA recently has kept its official interest rates on hold which is still at 1.5%. It is the 18th...

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01 Feb Ways to Consolidate Your Debt and How It Works

Juggling debts can be tricky. Consolidating your debts could make it easier to manage and potentially save you money on interest. [caption id="attachment_2154" align="aligncenter" width="300"] Ways to consolidate your debt and how it works[/caption] A well-managed debt can help you achieve your financial goals. However, when it...

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03 Jan Are You Using AfterPay and ZipPay? Banks Apply Stricter Measures on Lending Requirements

Consumers who use AfterPay and ZipPay will now have to disclose what they owe on these transactions as part of banks’ serviceability requirements. [caption id="attachment_2134" align="aligncenter" width="1024"] Consumers who use AfterPay and ZipPay will now have to disclose what they owe on these transactions[/caption] AfterPay and ZipPay...

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29 Dec The Ten Most-Read Soul Finance Group Blog Posts of 2017

As we spread holiday cheer with friends and family, we, here at Soul, reflect on our work and list down the top 10 most-read articles published on our website. [caption id="attachment_2117" align="aligncenter" width="1080"] As we wrap another year, we look back at the most viewed and...

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09 Nov We Are What We Repeatedly Do

Our habits can dictate our lifestyle. Our financial habits, specifically, can determine the kind of practice we wish to apply in our daily lives.  For today’s entry, I won’t be bombarding you with financial terms or tips and trivia about your home loan. Consider this as...

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26 Oct Why You Should Refinance

Applying for a new loan to replace your existing loan is called refinancing. Consumers are often advised to consider refinancing in order to obtain a better interest rate and payment term. Instead of throwing out the original mortgage and creating a new one, the current...

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