Find a solution that best suits your needs

Soul Finance Group is a finance broker that has access to over 30 lenders. We save you from doing all the legwork and make your financing experience as easy as possible.

Whether you are a first-home buyer, needing general insurance, seeking debt consolidation advise, or wishing to secure a vehicle finance, we strategically analyse your financial situation and find the best deal in the market. We assure you that this deal is what best suits your financial capability.

First Home Buyer

A home buyer can obtain financing (a loan) either to purchase or secure against the property from a financial institution via a finance broker (that’s what we do!). Features of mortgage loans such as the size of the loan, maturity of the loan, interest rate, method of paying off the loan and other characteristics can vary considerably. It’s always best to speak with us, your finance broking professionals, to determine the loan that is right for you.

Investment Loans

Investment loans are structured in a specific way that allows you to make the most of your assets! An investment plan is one that works toward building your wealth and securing your financial freedom. For some, the future may seem a long way off, but the time to act is now because the future waits for no one. The housing market is generally a seven to ten year cycle: there are always highs, lows and steady patches.

Standard variable & fixed rate loans

The variable rate loan offers more features and flexibility than the basic or “no frills” loan, so the rate is usually slightly higher. Fixed rate loans are set at a fixed rate for a specified period – usually one to five years. The advantage of allowing you to organise your finances and repayments without the risk of rising interest rates is offset by the disadvantage of not benefiting from a drop in rates.

Keystart Home Loans

A government initiative for West Australians wanting to buy a home. Suitable for both first and subsequent home buyers, Keystart offers homeloans with low deposits and shared ownership.

Low deposit home loans

If you are a first-home buyer and/or have a small deposit saved, there are available lenders who accept such applications. We have access to lenders who require as low as a 1% of the deposit or 90% of the value of the property. Whatever your financial situation is, we will find the right lender for your need.

Guarantor of family assist home loans

This type of loan can be made by securing a property from a guarantor, or in this case, a family member. This involves securing the deposit shortfall to a property or a house and land packaged being purchased or owned by the guarantor, such as your parents or a close family member. The advantage of this type of loan is that banks generally perceive this as low risk so you will save money on mortgage insurance.

Commercial Loans

Due to expensive upfront costs and regulation related hurdles, smaller businesses do not typically have direct access to the debt and equity markets for financing purposes. Therefore, they must rely on financial institutions to meet their financing needs. Commercial Loans are renewable loans used to finance a company’s immediate working capital needs. These can be large or small scale and usually operate short-term.

Honeymoon Loans

A loan with lower repayments for the first six to twelve months is often called a Honeymoon Loan. After the ‘honeymoon,’ the loan becomes a standard variable loan and the repayments increase. Make sure that you can meet the higher repayments for the remainder of the loan. You could also be faced with a fee at the end of the honeymoon period to switch to another loan type.

Bridging Loans

A bridging loan may be necessary to cover the financial gap when buying one property before the existing one is sold. This finance is generally secured against your property as you are utilising the equity in your existing property. Usually, bridging loans are short term and more expensive than other types of loans.

Debt Consolidation

We give you the chance to streamline your debts and trim your repayments at a lower interest rate. Our financial experts will guide you throughout the whole process.


We also specialise in helping you secure your loan and financial freedom by offering risk and life insurance. Through our valued partnership arrangement with an insurance brokerage firm About risk we are able to offer our clients a range of different insurance opportunities. This service offers free consultation and even if you are happy with your current insurer for your home, business or any other insurance requirement, call the office for a second opinion on price and cover.

Asset Finance

We can also give you access to some great finance options on plant and equipment to help you grow your business. This includes loans for private cars, commercial vehicles, as well as other plant and equipment purchases for your business. With a large range of commercial finance solutions available from a variety of lenders, we can help you find the right deal for your business expansion plans. Whether you’re looking for a substantial loan for an office or factory refit, a smaller loan for a new piece of machinery, or a car loan to get that new set of wheels – we’re here to do all the leg work on shopping for the right finance option.

  • Vehicle Finance – Flexible financing package to make driving the vehicle of your choice a reality.
  • Personal Loans – If you need financing for a car or any vehicle, consolidating your debt for a lower rate or just want to escape the city for a quick getaway, personal loans is what’s right for you.