The holiday season is looming, so if you are struggling to find a budget for your Christmas shopping, you might want to consider refinancing. [caption id="attachment_3331" align="alignleft" width="311"] Need Cash for Some Holiday Spending? Here’s Why Refinancing Might Be the Answer[/caption] According to ASIC (Australian Securities and...
Check out these latest personal finance apps that might work for you, in case you seem to always forget to fill out the Excel sheet you created. [caption id="attachment_2646" align="aligncenter" width="300"] Personal finance apps for Australians[/caption] Last year, we published apps that can help you manage your...
Have you secured a personal loan and surprised you weren’t offered the advertised interest rate you were aiming for? According to RateCity’s Australian Bureau of Statistics data analysis, Australians have borrowed $46.6 billion in personal loans over the past year but experts claim many are clueless...
How exactly do you and your local community benefit from small businesses? [caption id="attachment_2505" align="aligncenter" width="300"] Why you need to support small businesses[/caption] I am a small business owner myself so I acknowledge the risk and challenges that comes with running and starting your own thing. Hence,...
Do you wish to be one of the successful Australian home loan hagglers who were able to negotiate a cheaper interest rate on their home loan? [caption id="attachment_2486" align="aligncenter" width="300"] Why you need to talk to your home lender now[/caption] A lot of homeowners might be intimidated...
Instead of getting credit through car dealerships or get a loan directly from the bank, why use a finance broker? [caption id="attachment_2363" align="aligncenter" width="300"] Why use a finance broker in getting a car loan[/caption] Wanting to purchase your dream car is easy, getting finance and arranging paperwork...
Banks are now applying tougher analyses and verifications after a number of reported incidents investigated by the Royal Commission. [caption id="attachment_2346" align="aligncenter" width="300"] Banks apply stricter measures on clients' living expenses and behaviours[/caption] Who is the Royal Commission?? In the Australian system of government, royal commissions are the...
Do you understand why your credit score matters each time you apply for a loan? [caption id="attachment_2324" align="aligncenter" width="300"] What you need to know about credit score[/caption] Lenders check your credit score or credit rating, which appears in your credit report, to understand your credit history and...
Everything you need to know about your home loan. News and updates you see online about your home loan can be a bit overwhelming. Talk about information overload! To avoid giving you that, we've created a very, easy to read infographic that contains ALL of the significant and...
Do you dream of starting a coffee shop, opening a restaurant, or just running your very own firm? [caption id="attachment_2260" align="aligncenter" width="300"] Why you should pursue your business dream[/caption] It’s easy to visualise your dream company because everything in your head seems to be reachable and possible....