Personal finance apps for Australians

Last year, we published apps that can help you manage your finance. If none of those apps impress you, there’s no harm checking out these apps that created a buzz this 2018.

We’re down to the last two months of this year. It’s never too late to start managing your money!

Start controlling your finances with these personal finance apps:

IOU – Debt Manager

IOU (I owe you) is a debt manager app for things and money. With options like recurring debts, payments and notifications you can keep track of loans, periodic payments, bills, and personal debts all in this single app.

Also, it doesn’t just track your own debt, it keeps tabs on any debt that’s owed to you, be it money or any of your stuff.

Availability: iOS, Google Play, Windows Store

MoneyBrilliant

Remember the app Pocketbook? If you want another option for the same purpose, MoneyBrilliant is the app. It allows you to collate multiple bank and financial accounts into a single, easy-to-use location. You can create budgets, categories, transactions and save towards important goals. Moreover, MoneyBrilliant comes with a tax tool, designed to help you identify certain transactions that might be tax-deductible come tax time.

Availability: iOS, Google Play

Pelikin

This personal finance app is primarily for travel budgeting, and is aims to ‘reshape the way Australians save, send and spend money abroad’. Pelikin is an app and debit card combo that allows Australians to deposit and store funds as well as track their spending habits, but will also allow you to spend this money overseas without paying any account fees or currency conversion fees.

The app will soon be available from the app store but you can sign up here and join the waitlist.

Availability: Launching soon on iOS and Google Play

ATO

The ATO app puts tax and super help in your hand, making it easier for you to conduct your tax and super affairs on the go. If you’re an individual taxpayer, small business owner or self-managed super fund trustee, you can access relevant tax and super information and tools in one place.

Availability: iOS, Google Play

While these apps may or may not work for you, it is always smarter to consult a finance professional if you really want to take your personal finance management to the next level.

 Disclaimer:

Credit Representative (486927) is authorised under Australian Credit Licence 389328.

This article provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances. Subject to lenders terms and conditions, fees and charges and eligibility criteria apply.

The post 2018 Personal Finance Apps for Australians appeared first on Soul Finance Group.

Apps that will help you manage finance

Earning money is one thing, managing it is a whole another challenge. Managing your finances can be tricky. The good news is you can educate yourself on how to responsibly handle your funds and there are industry professionals who you can seek for consultation. However, if you don’t have much time to spare, you can actually start managing your finances in the comfort of your own home, using the apps we consolidated below:

TrackmySPEND

MoneySmart’s spending tracker app TrackMySpend lets you keep track of your personal expenses on the go. It’s a free app that shows you what you are spending your money on and puts you in control. The app helps you track your day-to-day spending to find out where you can save and it lets you view your spending history on screen or export to a CSV file. It’s also available on Google Play.

 Pocketbook

With its slogan “Life’s good when you’re on top of your money,” this app does help you take control of your finances. It tracks exactly where your money is going by organising your spending into categories like clothes, groceries and fuel – showing you where money is being spent. It also lets you set up budgets for each category, see your balances and view your transactions which gives you actionable insights so you can spend and save even smarter. Pocketbook app is for free which is available on Apple Store and Google play.

 Easyshare

Tired of chasing your housemates to pay their rent and bills? Well, this app does that for you. It is an “all-in-one solution to pay your rent, bills and split sharehouse expenses.” Easyshare collects everyone’s share and pay the total for you. Each user chooses their preferred payment method with the multiple options of paying via bank transfer (free) or credit card (surcharge applies). This is a free app that notifies your housemate if the payment is already due. Download it on Google play and Apple store.

Splitwise

Does one of your friends always owe you from your trip ages ago? Splitwise is one way to share bills and IOUs and make sure that everyone gets paid back. It keeps track of apartment bills, group trips, and random IOUs. You can download the app for free which lets you split household bills with roommates, to figure out costs for a group vacation, or just to remember when a friend spots you for lunch. It is available on Google store and Apple store!

Finch

Wondering where your money went last weekend? Finch is a “financial app for your social life where you can run tabs, pay friends and track your social spending, in one convenient place.” Their branding claim is “combining data intelligence, behavioural psychology and gamification to present your financial world in a way you’ve never seen before.” Check out this app on Apple store and Google play.

 While these apps may or may not eventually ease your struggle in managing your finance, it is always a smart move to consult a professional and see what are your options. Nevertheless, self-discipline is the ultimate ingredient in successfully taking control of your hard-earned money. J

Disclaimer:

Credit Representative (486927) is authorised under Australian Credit Licence 389328.

 This article provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances. Subject to lenders terms and conditions, fees and charges and eligibility criteria apply.

The post Apps That Will Help You Manage Finance appeared first on Soul Finance Group.