2018 Personal Finance Apps for Australians

25 Oct 2018 Personal Finance Apps for Australians

Check out these latest personal finance apps that might work for you, in case you seem to always forget to fill out the Excel sheet you created.

personal finance apps, finance apps, budget, money

Personal finance apps for Australians

Last year, we published apps that can help you manage your finance. If none of those apps impress you, there’s no harm checking out these apps that created a buzz this 2018.

We’re down to the last two months of this year. It’s never too late to start managing your money!

Start controlling your finances with these personal finance apps:


IOU – Debt Manager

IOU (I owe you) is a debt manager app for things and money. With options like recurring debts, payments and notifications you can keep track of loans, periodic payments, bills, and personal debts all in this single app.

Also, it doesn’t just track your own debt, it keeps tabs on any debt that’s owed to you, be it money or any of your stuff.

Availability: iOS, Google Play, Windows Store


Remember the app Pocketbook? If you want another option for the same purpose, MoneyBrilliant is the app. It allows you to collate multiple bank and financial accounts into a single, easy-to-use location. You can create budgets, categories, transactions and save towards important goals. Moreover, MoneyBrilliant comes with a tax tool, designed to help you identify certain transactions that might be tax-deductible come tax time.

Availability: iOS, Google Play


This personal finance app is primarily for travel budgeting, and is aims to ‘reshape the way Australians save, send and spend money abroad’. Pelikin is an app and debit card combo that allows Australians to deposit and store funds as well as track their spending habits, but will also allow you to spend this money overseas without paying any account fees or currency conversion fees.

The app will soon be available from the app store but you can sign up here and join the waitlist.

Availability: Launching soon on iOS and Google Play



The ATO app puts tax and super help in your hand, making it easier for you to conduct your tax and super affairs on the go. If you’re an individual taxpayer, small business owner or self-managed super fund trustee, you can access relevant tax and super information and tools in one place.

Availability: iOS, Google Play


While these apps may or may not work for you, it is always smarter to consult a finance professional if you really want to take your personal finance management to the next level.


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This article provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances. Subject to lenders terms and conditions, fees and charges and eligibility criteria apply.

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