First-home buyers, single parents and regional Australians will be able to get into the property market sooner with the government expanding a scheme that enables them to purchase with a smaller deposit. New home ownership schemes: What they mean for you Not many first home buyers know...
Getting a low interest rate is possible if you go about it in the right way. A lower interest rate can potentially reduce the amount you pay on your mortgage repayments and may results in getting your loan paid off faster. A good credit standing doesn’t...
It’s time to set new year finance goals for the next 12 months. That might mean finally paying off debt, buying a house or taking a long-delayed vacation. Kick off your 2022 finance goals New year, new financial you! Here’s how to start 2022 off on the...
Few more weeks ‘til Christmas, have you accomplished everything in your Christmas checklist? A basic guide to your Christmas checklist The holidays are here! This time of the year is the most exciting, not to mention expensive and hectic! With the holiday rush, we tend to always...
The holiday rush is almost here and all of the great deals seem to sell out fast—what if you don’t have enough money to complete your Christmas shopping list? Not enough Christmas budget? Consider securing a holiday loan ou probably promised yourself earlier this year that you...
Refinancing is the process of taking out a new loan, which has better terms that improve your finances. But when do you know it is the right time? 3 signs it might be time to refinance The pandemic has changed the way we live in one way...
Australian Prudential Regulation Authority (APRA) has increased the minimum interest rate buffer it expects banks to use when assessing a person's "serviceability" from 2.5 per cent to 3.0 per cent above the loan product rate. What does this exactly mean? APRA's new mortgage rule: What it...
The holiday season is looming, so if you are struggling to find a budget for your Christmas shopping, you might want to consider refinancing. [caption id="attachment_3331" align="alignleft" width="311"] Need Cash for Some Holiday Spending? Here’s Why Refinancing Might Be the Answer[/caption] According to ASIC (Australian Securities and...
Spring is already here in this part of the globe, and that means fresh start, new things and ideas for some home renovation to take place. 4 effective ways to stretch your renovation budget A renovation project, especially in your own home, can be a tricky process....
As we kiss winter goodbye and dust off the dirt the cold weather had left, it also pays to take the time now and spring clean your finances—starting off with your home loan. How to spring clean your home loan At this time of the year, you...