The holiday rush is almost here and all of the great deals seem to sell out fast—what if you don’t have enough money to complete your Christmas shopping list? Not enough Christmas budget? Consider securing a holiday loan ou probably promised yourself earlier this year that you...
Refinancing is the process of taking out a new loan, which has better terms that improve your finances. But when do you know it is the right time? 3 signs it might be time to refinance The pandemic has changed the way we live in one way...
Australian Prudential Regulation Authority (APRA) has increased the minimum interest rate buffer it expects banks to use when assessing a person's "serviceability" from 2.5 per cent to 3.0 per cent above the loan product rate. What does this exactly mean? APRA's new mortgage rule: What it...
The holiday season is looming, so if you are struggling to find a budget for your Christmas shopping, you might want to consider refinancing. [caption id="attachment_3331" align="alignleft" width="311"] Need Cash for Some Holiday Spending? Here’s Why Refinancing Might Be the Answer[/caption] According to ASIC (Australian Securities and...
Getting a low interest rate is possible if you go about it in the right way. A lower interest rate can potentially reduce the amount you pay on your mortgage repayments and may results in getting your loan paid off faster. A good credit standing doesn’t...
Spring is already here in this part of the globe, and that means fresh start, new things and ideas for some home renovation to take place. 4 effective ways to stretch your renovation budget A renovation project, especially in your own home, can be a tricky process....
As we kiss winter goodbye and dust off the dirt the cold weather had left, it also pays to take the time now and spring clean your finances—starting off with your home loan. How to spring clean your home loan At this time of the year, you...
Is it better to purchase your first home or should you be putting your money on property investment? Should you buy your first home or invest on a property instead? Many Aussies first time property buyers are choosing to become property investors and continue to rent. This...
We give you access to competitive finance options on plant and equipment to help you grow your business. Getting equipment finance in Perth Some businesses require equipment and machinery to get their operations running and ensure financial success. Whether it’s a forklift, medical equipment for a...
Saving up money for a new home? If both of you and your partner are receiving a paycheck, you can supercharge your ability to save up for a home deposit if you try this valuable tip. Live off one income and save the other. If you’re...