Applying for a new loan to replace your existing loan is called refinancing. Should you consider refinancing? Consumers are often advised to consider refinancing in order to obtain a better interest rate and payment term. Instead of throwing out the original mortgage and creating a new one,...
To set things straight, property investment simply means purchasing a real estate property with the intention of earning on the return of investment through sell out or lease out. Getting into property investment?Five quick tips to getting started Normally, people purchase a house so that they...
Ever wondered why your home loan application was declined by the bank? Here are some reasons to guide you in case you wish to reapply and some advices on how to fix it. Why did my home loan get declined Purchasing a house is likely to be...
Just like how you check on your health, it also helps if you develop a habit of checking up on your home loan every now and then. Why you should review your home loan If you do not service your home loan regularly, you might be missing...
The home loan rate you get is influenced by the Reserve Bank of Australia (RBA). How does the cash rate affect your home loan RBA recently has kept its official interest rates on hold which is still at 0.10%. This may be a relevant news for some...
Juggling debts can be tricky. Consolidating your debts could make it easier to manage and potentially save you money on interest. Ways to consolidate your debt and how it works A well-managed debt can help you achieve your financial goals. However, when it gets out of hand...
Want to learn more about how to set some great intentions for New Year and how they differ from traditional New Year resolutions? New Year's resolutions vs. New Year's intentions Do you usually make New Year resolutions to improve your life? Resolutions are linked to achieving specific...
Getting out of debt (especially after the festive season) can cause financial heartache and stress. 5 easy ways to pay off debt faster in 2021 You’re probably one of the many Australians who experienced the damage of the holiday season and started stressing out how to get...
Doing some holiday shopping? Here are some helpful tips to help you save time and money. 5 tips for Christmas shopping to save you time and money Christmas is in the air! Time flies so fast. I will make this quick as I reckon you decided to...
You can potentially save money on your budget simply by asking for it. Haggling for a better deal? Here’s how Haggling may seem like a huge effort for some and so it certainly is not for everyone. People tend to not haggle on big purchases, or on...