2019 Ultimate Christmas Shopping Hacks

19 Dec 2019 Ultimate Christmas Shopping Hacks

Christmas shopping can drive even the best savers into debt. Here are some hacks you can apply to make the most out of your budget.

Ultimate Christmas Shopping Hacks

You were told to save as early as January to have something to spend for Christmas shopping in December but who does that anyway? So you’re now channeling your 2018 self, doing last-minute Christmas shopping. If you’re one of the people who is strict on your budget, this guide can help you maximise your spendings.

Take advantage of deals and discounts

Look for all opportunities to save every cent. Find the tab on the retailer’s website where they put all their offers and sale items. Who know, you might score a huge deal! Be sure to check their social media accounts for any discount code they are currently promoting.

Check clearance outlets

Look for any clearance outlets near you or in your community and see if they have a sale. Most stores are also running last-minute sale blowout to get rid of their old stocks and make room for new ones in the coming new year.

Visit price comparison sites

If you are looking for a particular item online, make sure you snatch the best deal. It literally pays to check price comparison sites such as Shopbot or GetPrice to find out if you are getting the most out of your money.

DIY your cards and wrapping

Instead of spending a dollar or two for a gift box or a gift bag, minimise your spending by purchasing a simple wrapper and a ribbon and wrap all the presents yourself. Add a personal touch by writing a simple note on a gift card that can also be DIY!

For next year’s Christmas, consider allotting a separate savings account for your Christmas shopping budget. Try saving a minimal amount weekly or monthly in a year’s time.

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This article provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances. Subject to lenders terms and conditions, fees and charges and eligibility criteria apply.