The home loan rate you get is influenced by the Reserve Bank of Australia (RBA). How does the cash rate affect your home loan RBA recently has kept its official interest rates on hold which is still at 0.10%. This may be a relevant news for some...
Juggling debts can be tricky. Consolidating your debts could make it easier to manage and potentially save you money on interest. Ways to consolidate your debt and how it works A well-managed debt can help you achieve your financial goals. However, when it gets out of hand...
Want to learn more about how to set some great intentions for New Year and how they differ from traditional New Year resolutions? New Year's resolutions vs. New Year's intentions Do you usually make New Year resolutions to improve your life? Resolutions are linked to achieving specific...
Getting out of debt (especially after the festive season) can cause financial heartache and stress. 5 easy ways to pay off debt faster in 2021 You’re probably one of the many Australians who experienced the damage of the holiday season and started stressing out how to get...
Doing some holiday shopping? Here are some helpful tips to help you save time and money. 5 tips for Christmas shopping to save you time and money Christmas is in the air! Time flies so fast. I will make this quick as I reckon you decided to...
You can potentially save money on your budget simply by asking for it. Haggling for a better deal? Here’s how Haggling may seem like a huge effort for some and so it certainly is not for everyone. People tend to not haggle on big purchases, or on...
The cost of living seems to get more and more expensive. Hence, it is important to hack our way to personal finance to manage our funds effectively. 10 Personal Finance Hacks There is an old saying that goes, “Be the change you want to see in the...
Here are the proven and tested Christmas shopping tips you can follow for the holidays this year. 5 Money-saving holiday shopping tips for 2020 Sharing with you some easy ways to spread the holiday vibe without breaking the bank: Start early. Avoid last minute shopping! Chances are, you’ll have...
Need a sign to finally purchase your dream home? This is it. Why you should buy your first home Home ownership has always been an important milestone of adulthood. However, some are hesitant to entertain the idea because of the perceived tedious process and price that comes...
If you’re one of the thousands of borrowers who had chosen to defer their home or business loan, your bank will start to reach out to you in the next few weeks. Ending loan payment deferral? Here are your options According to data from APRA, 11% of total...