What Does the Chinese New Year Teach Us About Finance

27 Jan What Does the Chinese New Year Teach Us About Finance

Chinese New Year, money, finances

Chinese people are good with money.

Chinese people are known to be good businessmen. They make up nearly a quarter of the world’s billionaires.  I believe this can be attributed to the traditional Confucian values of hard work, delayed self-gratification for the sake of future benefits, self-discipline, frugality, and a high importance they give for education. Although these can be argued, I think most of us can vouch for this thought: Chinese people are good with money.

With the Chinese New Year just around the corner, it gets to be exciting on what the New Year, at least in the finance aspect, has in store for us. According to the Chinese astrology, 2017 is the Year of the Rooster. Roosters are observant, talented, and confident. These traits, actually, aptly direct towards becoming financial savvy.

So what can roosters teach us about finance?

  1. Control spending.

Have you ever caught yourself justifying your splurges? Well most of us are guilty of this deed. “It had been a long time since I bought my own shoes…I mean, I bought a pair of flat shoes last week, but this is the first time in forever that I bought my own ballerina shoes.” Be like the rooster who is honest about the spending habits. Create a budget system where you will only purchase the things that you actually need.

  1. Have a foresight.

There are bad days, there are good days. But every day, a rooster welcomes each day. A relative might be sick, you could lose your job, or any other unforeseen circumstance, so be sure you have built an emergency fund for times like this. A rooster knows there is a downside and acknowledges the storm but it sure knows how to not get this in the way.

  1. Be proactive with your finances.

So exactly what kind of rooster is this year? According to the Chinese, it’s the Year of the Fire Rooster. Fire rooster is extremely strong willed and possesses leadership qualities. In line with this, fire up your finances before it’s too late. Be like the fire rooster who does not wait for something to happen before actually doing it. Set up an investment. Purchase an investment property for your future. Get an insurance. Be proactive and you won’t regret you did so.

Sure for some of us one month had passed since the New Year began. However, treat each day as if it’s a new opportunity. Always aim for success. Manage your finance well. After all, you will be benefitting from this in the long run.

 

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